Online Banking & Shopping

Online shopping is a wonderful convenience, from ordering gifts for grandkids, to getting groceries or essentials delivered straight to your door. But shopping online also comes with risks. Cyber criminals often use online stores to try to steal personal or financial information. That’s why it’s wise to take a few simple precautions before you click “Buy”.

Every time you post, shop, or sign up online, you share a bit of yourself. Over time, that trail of data — your birthday, address, even your pet’s name — builds a digital picture. Scammers love that picture because it helps them guess passwords, target scams, or even open fake accounts in your name.

Every year, late November brings two big shopping events that started in the United States: Black Friday and Cyber Monday. Fake online stores, unbelievable discounts, and dodgy payment links often appear during this period, and all are designed to trick you into handing over money or personal information. The good news? A few simple checks can help you spot a scam before it spots you.

Remember when doing the shopping meant a trip into town, queuing at the checkout, and lugging bags back to the car? These days, you can buy almost anything from the comfort of your favourite armchair — from groceries and gardening supplies to gifts for the grandkids. It's marvellous, really. A few clicks on your computer or tablet, and it arrives at your doorstep.

In these modern times, online shopping and banking are part of everyday life. We shop for groceries, clothing and goods online. We pay our bills online. We conduct our banking online. But not every website is what it seems. Scammers build fake shops that look real — complete with professional logos and “limited-time” deals. You might think you’re buying a gift, but what you’re really doing is handing over your credit card to a stranger.

very day, we use our phones, tablets, and computers to connect, shop, and stay in touch with the people we care about. These devices make life easier — but they can also expose us to risks if we’re not careful. The good news? Keeping your data and devices safe doesn’t require a degree in technology. It just takes a few simple habits that protect your personal information and give you peace of mind.

Realising you’ve been scammed can feel awful — embarrassing, frustrating, and sometimes frightening. But you’re not alone, and there are clear steps you can take to limit the damage and protect yourself.

You’ve probably heard the term “money mule” on the news, but what does it actually mean?